:root{
  --ground:#FFFFFF;
  --paper:#F4F7FC;
  --surface:#FFFFFF;
  --line:#DEE5F1;
  --line-strong:#C3CFE5;
  --ink:#111B33;
  --ink-soft:#44527A;
  --ink-muted:#6B7899;
  --heading:#0C1D55;
  --accent:#D9202B;
  --accent-hover:#C41722;
  --accent-soft:rgba(250,60,70,.09);
  --ok:#0E7A54;
  --ok-soft:rgba(14,122,84,.09);
  --warn:#9A5B08;
  --warn-soft:rgba(154,91,8,.10);
  --focus:#1E3A8F;
  --band:#0C1D55;
  --band-ink:#FFFFFF;
  --band-soft:#B9C7EC;
  --band-line:rgba(255,255,255,.16);
  --ph-bg:rgba(12,29,85,.045);
  --ph-line:#B9C7E4;
  --shadow:0 1px 2px rgba(12,29,85,.05),0 14px 34px -18px rgba(12,29,85,.30);
  --r:12px;
  --measure:66ch;
}
@media (prefers-color-scheme:dark){
  :root:not([data-theme="light"]){
    --ground:#080E22;--paper:#0D1531;--surface:#0C142E;
    --line:#212F58;--line-strong:#32407A;
    --ink:#E9EEFA;--ink-soft:#B6C3E2;--ink-muted:#8E9CC0;--heading:#DCE6FF;
    --accent:#FF6B72;--accent-hover:#FF8B90;--accent-soft:rgba(255,107,114,.13);
    --ok:#4FC79A;--ok-soft:rgba(79,199,154,.11);
    --warn:#E3A44A;--warn-soft:rgba(227,164,74,.12);
    --focus:#8FA9F0;
    --band:#050B1C;--band-ink:#EAF0FF;--band-soft:#9DAFD8;--band-line:rgba(255,255,255,.12);
    --ph-bg:rgba(255,255,255,.035);--ph-line:#2C3B66;
    --shadow:0 1px 2px rgba(0,0,0,.5),0 14px 34px -18px rgba(0,0,0,.85);
  }
}
:root[data-theme="dark"]{
  --ground:#080E22;--paper:#0D1531;--surface:#0C142E;
  --line:#212F58;--line-strong:#32407A;
  --ink:#E9EEFA;--ink-soft:#B6C3E2;--ink-muted:#8E9CC0;--heading:#DCE6FF;
  --accent:#FF6B72;--accent-hover:#FF8B90;--accent-soft:rgba(255,107,114,.13);
  --ok:#4FC79A;--ok-soft:rgba(79,199,154,.11);
  --warn:#E3A44A;--warn-soft:rgba(227,164,74,.12);
  --focus:#8FA9F0;
  --band:#050B1C;--band-ink:#EAF0FF;--band-soft:#9DAFD8;--band-line:rgba(255,255,255,.12);
  --ph-bg:rgba(255,255,255,.035);--ph-line:#2C3B66;
  --shadow:0 1px 2px rgba(0,0,0,.5),0 14px 34px -18px rgba(0,0,0,.85);
}

*{box-sizing:border-box}
body{margin:0;background:var(--ground);color:var(--ink);font-family:"IBM Plex Sans",-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;font-size:17px;line-height:1.64;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{font-family:Figtree,-apple-system,BlinkMacSystemFont,sans-serif;color:var(--heading);text-wrap:balance;margin:0}
p{margin:0}
a{color:var(--accent);text-underline-offset:3px}
:focus-visible{outline:2px solid var(--focus);outline-offset:3px;border-radius:6px}
.mono{font-family:"IBM Plex Mono",ui-monospace,monospace}
.wrap{max-width:1260px;margin:0 auto;padding:0 28px}
@media (max-width:600px){.wrap{padding:0 20px}}
.eyebrow{font-family:Figtree;font-weight:700;font-size:11.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--accent)}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;min-height:50px;padding:0 24px;border-radius:9px;font-family:Figtree;font-weight:600;font-size:16.5px;text-decoration:none;border:1.5px solid transparent;cursor:pointer;transition:background .15s,border-color .15s,color .15s}
.btn-primary{background:#D9202B;color:#fff}
.btn-primary:hover{background:#C41722;color:#fff}
.btn-secondary{background:transparent;color:var(--heading);border-color:var(--line-strong)}
.btn-secondary:hover{border-color:var(--heading)}
.btn-ghost{background:transparent;color:var(--band-ink);border-color:var(--band-line)}
.btn-ghost:hover{border-color:var(--band-ink)}
.btn-sm{min-height:42px;padding:0 17px;font-size:15px}

/* header */
header.site{position:sticky;top:0;z-index:30;background:color-mix(in srgb,var(--ground) 86%,transparent);backdrop-filter:blur(14px) saturate(1.4);border-bottom:1px solid var(--line);transition:box-shadow .25s,border-color .25s}
header.site.scrolled{box-shadow:0 10px 30px -22px rgba(12,29,85,.55);border-color:var(--line-strong)}
#progress{position:absolute;left:0;top:0;height:3px;width:0;background:linear-gradient(90deg,#0C1D55,#D9202B 70%,#FA3C46);border-radius:0 3px 3px 0;transition:width .12s linear;z-index:2}
header.site .wrap{display:flex;align-items:center;gap:26px;height:76px;transition:height .25s}
header.site.scrolled .wrap{height:66px}
header.site img.logo{height:34px;width:auto;transition:height .25s}
header.site.scrolled img.logo{height:29px}
header.site nav{display:flex;gap:6px;margin:0 auto;font-family:Figtree;font-weight:600;font-size:14.8px}
header.site nav a{position:relative;color:var(--ink-soft);text-decoration:none;padding:9px 12px;border-radius:8px;transition:color .18s,background .18s}
header.site nav a::after{content:"";position:absolute;left:12px;right:12px;bottom:3px;height:2px;border-radius:2px;background:var(--accent);transform:scaleX(0);transform-origin:center;transition:transform .22s cubic-bezier(.4,0,.2,1)}
header.site nav a:hover{color:var(--heading);background:var(--accent-soft)}
header.site nav a:hover::after,header.site nav a.is-active::after{transform:scaleX(1)}
header.site nav a.is-active{color:var(--heading)}
header.site .right{display:flex;align-items:center;gap:16px}
header.site .tel{font-family:Figtree;font-weight:600;font-size:15px;color:var(--heading);text-decoration:none;white-space:nowrap;display:flex;align-items:center;gap:7px}
header.site .tel svg{width:15px;height:15px;stroke:var(--accent);fill:none;stroke-width:1.9}
header.site .btn .arw{display:inline-block;transition:transform .2s}
header.site .btn:hover .arw{transform:translateX(3px)}
@media (max-width:1040px){header.site nav{display:none}}
@media (max-width:560px){header.site .tel{display:none}}

/* hero */
.hero{background:var(--paper);border-bottom:1px solid var(--line)}
.hero .wrap{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(0,.92fr);gap:56px;padding-top:62px;padding-bottom:62px;align-items:start}
@media (max-width:920px){.hero .wrap{grid-template-columns:1fr;gap:36px;padding-top:44px;padding-bottom:44px}}
.hero h1{font-size:clamp(33px,4.6vw,50px);font-weight:800;line-height:1.05;letter-spacing:-.025em;margin:14px 0 0}
.hero h1 .rood{color:var(--accent)}
.hero .sub{margin-top:20px;font-size:18.5px;color:var(--ink-soft);max-width:36ch}
.hero .cta{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}
.hero .micro{margin-top:16px;font-size:14.5px;color:var(--ink-muted)}

.firstaid{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow);overflow:hidden}
.firstaid .top{padding:17px 22px;border-bottom:1px solid var(--line);display:flex;align-items:center;gap:10px;background:var(--accent-soft)}
.firstaid .top h2{font-size:16.5px;font-weight:700}
.firstaid ol{list-style:none;margin:0;padding:6px 0}
.firstaid li{display:grid;grid-template-columns:30px 1fr;gap:14px;padding:16px 22px;border-top:1px solid var(--line)}
.firstaid li:first-child{border-top:0}
.firstaid .n{font-family:"IBM Plex Mono";font-size:12.5px;color:var(--ground);background:var(--heading);width:26px;height:26px;border-radius:8px;display:grid;place-items:center;margin-top:2px}
.firstaid h3{font-size:16px;font-weight:700;margin-bottom:2px}
.firstaid p{font-size:14.8px;color:var(--ink-soft);line-height:1.55}

/* trust strip */
.trust{border-bottom:1px solid var(--line);background:var(--ground)}
.trust .wrap{display:flex;flex-wrap:wrap;justify-content:center;gap:10px 38px;padding-top:18px;padding-bottom:18px;font-size:14.5px;color:var(--ink-soft)}
.trust span{display:flex;align-items:center;gap:9px}
.trust .tick{color:var(--ok);font-size:13px}

/* generic section */
section.blk,.band,.hero{scroll-margin-top:90px}
section.blk{padding:74px 0;border-bottom:1px solid var(--line)}
section.blk.tint{background:var(--paper)}
.head{max-width:var(--measure);margin:0 auto 40px;text-align:center}
.head h2{font-size:clamp(26px,3.2vw,34px);font-weight:700;letter-spacing:-.02em;margin-top:12px}
.head p{margin-top:14px;color:var(--ink-soft);font-size:17.5px}

/* claimpartijen */
.parties{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;max-width:1000px;margin:0 auto}
@media (max-width:860px){.parties{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.parties{grid-template-columns:1fr}}
.party{background:var(--surface);border:1px solid var(--line);border-left:3px solid var(--accent);border-radius:var(--r);padding:20px;display:flex;flex-direction:column;gap:7px;text-decoration:none;transition:border-color .15s,transform .15s}
.party:hover{border-color:var(--line-strong);border-left-color:var(--accent);transform:translateY(-2px)}
.party .kind{font-family:Figtree;font-weight:600;font-size:11.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--ink-muted)}
.party .nm{font-family:Figtree;font-weight:700;font-size:17.5px;color:var(--heading)}
.party p{font-size:14.8px;color:var(--ink-soft);line-height:1.55}
.party .go{font-family:Figtree;font-weight:600;font-size:14.5px;color:var(--accent);margin-top:auto;padding-top:8px}

/* checklist als kaartraster */
.checks{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;list-style:none;margin:0 auto;padding:0;max-width:1120px}
@media (max-width:900px){.checks{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:600px){.checks{grid-template-columns:1fr}}
.checks li{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:22px 20px;display:flex;flex-direction:column;gap:9px}
.checks .tick{width:30px;height:30px;border-radius:9px;background:var(--ok-soft);color:var(--ok);display:grid;place-items:center;font-size:14px}
.checks b{font-family:Figtree;font-weight:700;color:var(--heading);display:block;font-size:16.5px;line-height:1.35}
.checks span.txt{color:var(--ink-soft);font-size:15px;line-height:1.55}

/* stappen */
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(215px,1fr));gap:14px}
.step{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:22px 20px 24px;display:flex;flex-direction:column;gap:9px}
.step .n{font-family:"IBM Plex Mono";font-size:12.5px;color:var(--accent);letter-spacing:.06em}
.step h3{font-size:17px;font-weight:700}
.step p{font-size:14.8px;color:var(--ink-soft);line-height:1.55}

/* foto-placeholder */
.ph{background:var(--ph-bg);border:1.5px dashed var(--ph-line);border-radius:var(--r);display:flex;flex-direction:column;justify-content:flex-end;gap:6px;padding:20px;min-height:260px}
.ph .tag{font-family:"IBM Plex Mono";font-size:11.5px;letter-spacing:.05em;color:var(--accent)}
.ph .desc{font-family:Figtree;font-weight:600;font-size:15px;color:var(--ink-soft);line-height:1.4}
.ph.tall{min-height:420px}

/* over */
.over{display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);gap:48px;align-items:center}
@media (max-width:860px){.over{grid-template-columns:1fr;gap:28px}}
.over h2{font-size:clamp(25px,3vw,32px);font-weight:700;letter-spacing:-.02em;margin-top:12px}
.over p{color:var(--ink-soft);margin-top:16px;max-width:52ch}
.over .sig{margin-top:22px;font-family:Figtree;font-weight:700;color:var(--heading)}
.over .sig small{display:block;font-weight:500;color:var(--ink-muted);font-size:14px;margin-top:2px}

/* prijs */
.price{display:grid;grid-template-columns:repeat(auto-fit,minmax(272px,1fr));gap:16px;align-items:stretch}
.pcard{position:relative;background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:30px 24px 26px;display:flex;flex-direction:column;gap:10px;text-align:center}
.pcard.lead{border:1.5px solid var(--heading);box-shadow:var(--shadow)}
.pcard h3{font-size:19.5px;font-weight:700}
.pcard .role{font-family:Figtree;font-weight:600;font-size:12px;letter-spacing:.11em;text-transform:uppercase;color:var(--ink-muted)}
.ribbon{position:absolute;top:-12px;left:50%;transform:translateX(-50%);background:#D9202B;color:#fff;font-family:Figtree;font-weight:700;font-size:11.5px;letter-spacing:.1em;text-transform:uppercase;padding:5px 13px;border-radius:99px;white-space:nowrap}
.amt{display:flex;flex-direction:column;align-items:center;gap:3px;margin:8px 0 4px}
.amt .row{display:flex;align-items:baseline;justify-content:center;gap:10px}
.amt .now{font-family:Figtree;font-weight:800;font-size:40px;color:var(--heading);letter-spacing:-.03em;line-height:1.05}
.amt .was{font-family:Figtree;font-weight:600;font-size:19px;color:var(--ink-muted);text-decoration:line-through}
.amt .note{font-size:13.5px;color:var(--ink-muted)}
.save{display:inline-block;font-family:Figtree;font-weight:700;font-size:12px;letter-spacing:.04em;color:var(--ok);background:var(--ok-soft);border-radius:99px;padding:3px 11px;margin-top:2px}
.pcard ul{list-style:none;margin:10px 0 18px;padding:0;display:flex;flex-direction:column;gap:9px;font-size:15.2px;color:var(--ink-soft);text-align:left}
.pcard li{padding-left:24px;position:relative}
.pcard li::before{content:"\2713";position:absolute;left:0;color:var(--ok);font-size:13.5px}
.pcard .btn{margin-top:auto;width:100%}
.pay{display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:10px;margin-top:30px;font-size:14px;color:var(--ink-muted)}
.pay .chip{font-family:Figtree;font-weight:600;font-size:13.5px;color:var(--ink-soft);border:1px solid var(--line-strong);border-radius:7px;padding:6px 13px;background:var(--surface)}
.whycost{max-width:60ch;margin:32px auto 0;text-align:center;font-size:15.5px;color:var(--ink-muted);line-height:1.6}
.whycost b{color:var(--ink-soft);font-family:Figtree;font-weight:700}

/* statement */
.statement{margin:0 auto;text-align:center}
.statement h2{font-size:clamp(25px,3.2vw,34px);font-weight:800;letter-spacing:-.022em;margin-top:12px;max-width:24ch;margin-left:auto;margin-right:auto}
.statement .big{font-size:19.5px;color:var(--ink-soft);margin:22px auto 0;line-height:1.62;max-width:62ch}
.statement .grond{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin:40px auto 0;max-width:940px;text-align:left}
@media (max-width:760px){.statement .grond{grid-template-columns:1fr}}
.statement .grond div{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:18px 19px}
.statement .grond b{display:block;font-family:Figtree;font-weight:700;font-size:15.5px;color:var(--heading);margin-bottom:4px}
.statement .grond span{font-size:14.6px;color:var(--ink-soft);line-height:1.55}
.statement .kick{margin:36px auto 0;font-family:Figtree;font-weight:700;font-size:18px;color:var(--heading);max-width:58ch}
.todo{display:inline-block;font-family:"IBM Plex Mono";font-size:11.5px;letter-spacing:.05em;color:var(--warn);background:var(--warn-soft);border:1px solid color-mix(in srgb,var(--warn) 30%,transparent);border-radius:5px;padding:3px 7px;vertical-align:middle}

/* reviews */
.revs{display:grid;grid-template-columns:repeat(auto-fit,minmax(255px,1fr));gap:14px}
.rev{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:22px}
.rev .stars{color:#D9202B;letter-spacing:2px;font-size:13.5px}
.rev blockquote{margin:12px 0 0;font-family:Figtree;font-weight:500;font-size:17px;line-height:1.5;color:var(--heading)}
.rev .who{margin-top:14px;font-size:13.5px;color:var(--ink-muted)}

/* faq */
.faq{max-width:var(--measure);border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;padding:17px 0;font-family:Figtree;font-weight:600;font-size:17px;color:var(--heading);list-style:none;display:flex;justify-content:space-between;gap:18px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-family:"IBM Plex Mono";color:var(--accent);font-size:20px;line-height:1.1}
.faq details[open] summary::after{content:"\2212"}
.faq .a{padding:0 0 18px;font-size:16px;color:var(--ink-soft);max-width:60ch}

/* infographic: hoe een brief ontstaat */
.pipe{position:relative;max-width:920px;margin:44px auto 0}
.pipe .rail{position:absolute;left:12%;right:12%;top:27px;height:3px;background:var(--line);border-radius:2px;overflow:hidden}
.pipe .rail i{position:absolute;inset:0 auto 0 0;width:26%;background:linear-gradient(90deg,transparent,var(--accent),transparent);animation:travel 3.6s linear infinite}
@keyframes travel{from{transform:translateX(-110%)}to{transform:translateX(500%)}}
.pipe .nodes{position:relative;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.pnode{display:flex;flex-direction:column;align-items:center;text-align:center;gap:9px}
.pnode .dot{width:56px;height:56px;border-radius:50%;background:var(--surface);border:2px solid var(--line-strong);display:grid;place-items:center;position:relative;z-index:1}
.pnode .dot svg{width:24px;height:24px;stroke:var(--heading);fill:none;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.pnode:last-child .dot{border-color:var(--accent)}
.pnode:last-child .dot svg{stroke:var(--accent)}
.pnode b{font-family:Figtree;font-weight:700;font-size:15.5px;color:var(--heading)}
.pnode span{font-size:14.2px;color:var(--ink-soft);line-height:1.5;max-width:24ch}
@media (max-width:760px){.pipe .rail{display:none}.pipe .nodes{grid-template-columns:1fr;gap:22px}.pnode span{max-width:40ch}}

/* infographic: bedragen */
.bars{max-width:620px;margin:44px auto 0}
.bar+.bar{margin-top:18px}
.bar .lbl{display:flex;justify-content:space-between;align-items:baseline;gap:14px;font-size:14.8px;color:var(--ink-soft);margin-bottom:8px;text-align:left}
.bar .lbl b{font-family:"IBM Plex Mono";font-weight:500;font-size:16px;color:var(--heading)}
.bar .track{height:28px;background:var(--line);border-radius:8px;overflow:hidden}
.bar .fill{height:100%;border-radius:8px;width:var(--w);transform-origin:left center}
.bars.go .fill{animation:grow 1.05s cubic-bezier(.2,.75,.2,1)}
@keyframes grow{from{transform:scaleX(0)}to{transform:scaleX(1)}}
.bar.low .fill{background:var(--heading)}
.bar.high .fill{background:linear-gradient(90deg,#D9202B,#FA3C46)}
.bars .cap{margin-top:16px;font-size:13.8px;color:var(--ink-muted);text-align:center}

/* beslisboom */
.flowband{background:var(--band);color:var(--band-ink);padding:76px 0;scroll-margin-top:90px}
.flowband .head{max-width:60ch;margin:0 auto 42px;text-align:center}
.flowband .head h2{color:var(--band-ink);font-size:clamp(26px,3.3vw,35px);font-weight:800;letter-spacing:-.022em;margin-top:12px}
.flowband .head p{color:var(--band-soft);margin-top:14px;font-size:17.5px}
.flowband .eyebrow{color:#FF8B90}
.flow{max-width:840px;margin:0 auto;display:flex;flex-direction:column}
.qrow{position:relative;padding:0 0 26px}
.qrow:last-child{padding-bottom:0}
.qrow::before{content:"";position:absolute;left:17px;top:40px;bottom:0;width:2px;background:var(--band-line)}
.qrow:last-child::before{display:none}
.q{display:flex;align-items:center;gap:14px}
.q .n{flex:0 0 auto;width:36px;height:36px;border-radius:11px;background:var(--band-ink);color:var(--band);display:grid;place-items:center;font-family:"IBM Plex Mono";font-size:14px;font-weight:500}
.q h3{color:var(--band-ink);font-size:19px;font-weight:700;letter-spacing:-.01em}
.outs{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:14px 0 0 50px}
@media (max-width:700px){.outs{grid-template-columns:1fr;margin-left:0}}
.out{background:rgba(255,255,255,.05);border:1px solid var(--band-line);border-radius:10px;padding:14px 16px}
.out .k{font-family:Figtree;font-weight:700;font-size:11.5px;letter-spacing:.13em;text-transform:uppercase;display:block;margin-bottom:5px}
.out.ja .k{color:#7ED3AE}
.out.nee .k{color:#FF8B90}
.out p{color:var(--band-soft);font-size:14.8px;line-height:1.55;margin:0}
.flow-foot{max-width:60ch;margin:44px auto 0;text-align:center}
.flow-foot p{color:var(--band-soft);font-size:16px;margin-bottom:22px}

/* band + formulier */
.band{background:var(--band);color:var(--band-ink);padding:74px 0}
.band .wrap{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,440px);gap:56px;align-items:start}
@media (max-width:920px){.band .wrap{grid-template-columns:1fr;gap:34px}}
.band h2{color:var(--band-ink);font-size:clamp(26px,3.4vw,36px);font-weight:800;letter-spacing:-.025em;margin-top:12px}
.band .eyebrow{color:#FF8B90}
.band p{color:var(--band-soft);margin-top:16px;max-width:44ch;font-size:17.5px}
.band ul{list-style:none;margin:26px 0 0;padding:0;display:flex;flex-direction:column;gap:10px;color:var(--band-soft);font-size:15.5px}
.band ul li{padding-left:22px;position:relative}
.band ul li::before{content:"\2713";position:absolute;left:0;color:#7ED3AE}
form{background:var(--surface);border-radius:var(--r);padding:26px;display:flex;flex-direction:column;gap:15px;box-shadow:0 20px 50px -22px rgba(0,0,0,.6)}
form h3{font-size:20px;font-weight:700}
.field{display:flex;flex-direction:column;gap:6px}
.field label{font-size:13.8px;font-weight:600;color:var(--ink-soft)}
.field input,.field select{font:inherit;font-size:16px;padding:12px 13px;border:1px solid var(--line-strong);border-radius:9px;background:var(--ground);color:var(--ink);min-height:48px}
.field input:focus,.field select:focus{border-color:var(--focus)}
.hint{font-size:13px;color:var(--ink-muted)}

/* footer */
footer.site{background:var(--paper);border-top:1px solid var(--line);padding:52px 0 34px}
.fgrid{display:grid;grid-template-columns:minmax(0,1.4fr) repeat(3,minmax(0,1fr));gap:34px}
@media (max-width:800px){.fgrid{grid-template-columns:1fr 1fr;gap:28px}}
footer img.logo{height:32px;width:auto}
footer .about{margin-top:16px;font-size:14.5px;color:var(--ink-muted);max-width:38ch}
footer h4{font-family:Figtree;font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-muted);margin-bottom:12px}
footer ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:8px;font-size:14.8px}
footer ul a{color:var(--ink-soft);text-decoration:none}
footer ul a:hover{color:var(--accent)}
.legal{margin-top:40px;padding-top:22px;border-top:1px solid var(--line);font-size:13.5px;color:var(--ink-muted);display:flex;flex-wrap:wrap;gap:8px 26px;justify-content:space-between}
.disclaimer{background:var(--surface);border:1px solid var(--line);border-radius:10px;padding:15px 18px;font-size:14px;color:var(--ink-muted);margin-top:34px;max-width:80ch}

@media (prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important}}

/* ============ nieuwe onderdelen ============ */

/* beslisboom met slot */
.lockgrid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;max-width:1180px;margin:0 auto}
@media (max-width:1000px){.lockgrid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.lockgrid{grid-template-columns:1fr}}
.lcard{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:22px 20px;display:flex;flex-direction:column;gap:14px;position:relative;overflow:hidden;transition:transform .2s,border-color .2s}
.lcard:hover{transform:translateY(-3px);border-color:var(--line-strong)}
.lcard .qn{font-family:"IBM Plex Mono";font-size:12px;color:var(--accent);letter-spacing:.06em}
.lcard h3{font-size:16.5px;font-weight:700;line-height:1.35;min-height:3.2em}
.lcard.open{border-color:var(--heading);box-shadow:var(--shadow)}
.lcard .ans{display:flex;flex-direction:column;gap:10px;margin-top:auto}
.lcard .ans .r{display:flex;gap:9px;align-items:flex-start;font-size:14.2px;color:var(--ink-soft);line-height:1.5}
.lcard .ans .r em{font-style:normal;font-family:Figtree;font-weight:700;font-size:11px;letter-spacing:.1em;text-transform:uppercase;flex:0 0 auto;padding-top:2px}
.lcard .ans .r.ja em{color:var(--ok)}
.lcard .ans .r.nee em{color:var(--accent)}
.skel{display:flex;flex-direction:column;gap:8px;margin-top:auto;filter:blur(2.5px);opacity:.6;pointer-events:none}
.skel i{display:block;height:9px;border-radius:5px;background:var(--line-strong)}
.skel i:nth-child(2){width:88%}
.skel i:nth-child(3){width:64%}
.lockbadge{position:absolute;inset:auto 0 0 0;display:flex;align-items:center;justify-content:center;gap:8px;padding:12px;background:linear-gradient(to top,var(--surface) 62%,transparent);font-family:Figtree;font-weight:600;font-size:13px;color:var(--ink-muted)}
.lockbadge svg{width:14px;height:14px;stroke:var(--accent);fill:none;stroke-width:2}

/* tijdlijn escalatie */
.tl{position:relative;max-width:720px;margin:0 auto;padding-left:46px}
.tl::before{content:"";position:absolute;left:17px;top:8px;bottom:8px;width:2px;background:var(--line)}
.tl .prog{position:absolute;left:17px;top:8px;width:2px;height:0;background:linear-gradient(180deg,var(--heading),var(--accent));transition:height 1.4s cubic-bezier(.3,.8,.3,1)}
.tl.go .prog{height:calc(100% - 16px)}
.tstep{position:relative;padding:0 0 30px}
.tstep:last-child{padding-bottom:0}
.tstep .mk{position:absolute;left:-46px;top:0;width:36px;height:36px;border-radius:50%;background:var(--surface);border:2px solid var(--line-strong);display:grid;place-items:center;font-family:"IBM Plex Mono";font-size:12.5px;color:var(--ink-muted);z-index:1;transition:border-color .3s,color .3s,background .3s}
.tl.go .tstep:nth-child(2) .mk{transition-delay:.15s}
.tl.go .tstep:nth-child(3) .mk{transition-delay:.4s}
.tl.go .tstep:nth-child(4) .mk{transition-delay:.65s}
.tl.go .tstep:nth-child(5) .mk{transition-delay:.9s}
.tl.go .tstep:nth-child(6) .mk{transition-delay:1.15s}
.tl.go .tstep .mk{border-color:var(--accent);color:var(--accent)}
.tstep h3{font-size:17.5px;font-weight:700;margin-bottom:5px}
.tstep p{font-size:15px;color:var(--ink-soft);max-width:56ch}
.tstep .cost{display:inline-block;margin-top:9px;font-family:"IBM Plex Mono";font-size:12.5px;color:var(--warn);background:var(--warn-soft);border-radius:6px;padding:4px 10px}

/* vergelijkingstabel pakketten */
.matrix{max-width:1000px;margin:0 auto;overflow-x:auto}
.matrix table{width:100%;border-collapse:separate;border-spacing:0;min-width:640px;font-size:15px}
.matrix th,.matrix td{padding:14px 16px;border-bottom:1px solid var(--line);text-align:center}
.matrix thead th{font-family:Figtree;font-weight:700;font-size:14.5px;color:var(--heading);border-bottom:2px solid var(--line-strong);vertical-align:bottom}
.matrix thead th span{display:block;font-family:"IBM Plex Mono";font-weight:500;font-size:13px;color:var(--ink-muted);margin-top:4px}
.matrix tbody th{text-align:left;font-weight:400;color:var(--ink-soft);font-size:14.8px}
.matrix td.y{color:var(--ok);font-size:17px}
.matrix td.n{color:var(--line-strong)}
.matrix col.hl,.matrix .hl{background:var(--accent-soft)}
.matrix tbody tr:hover th{color:var(--ink)}
.matrix tfoot td{padding-top:20px;border:0}

/* sectiekop links uitgelijnd met rand */
.head.left{text-align:left;margin-left:0;max-width:60ch}

.fa-foot{padding:15px 22px;border-top:1px solid var(--line);background:var(--paper);font-size:14.2px;color:var(--ink-muted)}
.fa-foot a{font-family:Figtree;font-weight:600;text-decoration:none}
.fa-foot a:hover{text-decoration:underline}
.tl-foot{max-width:60ch;margin:40px auto 0;text-align:center;font-size:16px;color:var(--ink-soft)}
.vh{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.matrix{margin-top:44px}

/* ---- subpagina's ---- */
.subhero{background:var(--paper);border-bottom:1px solid var(--line);padding:52px 0 56px}
.crumb{font-size:13.5px;color:var(--ink-muted);display:flex;flex-wrap:wrap;gap:8px;align-items:center}
.crumb a{color:var(--ink-muted);text-decoration:none}
.crumb a:hover{color:var(--accent)}
.crumb span{opacity:.5}
.subhero h1{font-size:clamp(30px,4.1vw,45px);font-weight:800;line-height:1.06;letter-spacing:-.025em;margin:16px 0 0;max-width:20ch}
.subhero .lead{margin-top:18px;font-size:18.5px;color:var(--ink-soft);max-width:62ch}
.subhero .kind-tag{display:inline-flex;align-items:center;gap:8px;margin-top:18px;font-family:Figtree;font-weight:600;font-size:12px;letter-spacing:.11em;text-transform:uppercase;color:var(--accent);background:var(--accent-soft);border-radius:99px;padding:6px 14px}
.subhero .cta{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.prose{max-width:68ch;margin:0 auto}
.prose p{color:var(--ink-soft);margin-bottom:18px}
.prose p:last-child{margin-bottom:0}
.prose h3{font-size:20px;font-weight:700;margin:34px 0 12px}
.prose ul{margin:0 0 18px;padding-left:22px;color:var(--ink-soft)}
.prose li{margin-bottom:8px}
.prose strong{color:var(--ink);font-weight:600}

/* uitgelichte vraag/antwoord kaarten */
.qa{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;max-width:1000px;margin:0 auto}
@media (max-width:760px){.qa{grid-template-columns:1fr}}
.qa .card{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:22px 20px}
.qa .card h3{font-size:17px;font-weight:700;margin-bottom:8px}
.qa .card p{font-size:15px;color:var(--ink-soft)}
.qa .card .tagline{display:inline-block;font-family:Figtree;font-weight:700;font-size:11px;letter-spacing:.11em;text-transform:uppercase;margin-bottom:10px}
.qa .card.good .tagline{color:var(--ok)}
.qa .card.bad .tagline{color:var(--accent)}

/* verwante pagina's */
.related{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;max-width:1120px;margin:0 auto}
@media (max-width:860px){.related{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.related{grid-template-columns:1fr}}
.related a{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:20px;text-decoration:none;display:flex;flex-direction:column;gap:6px;transition:transform .2s,border-color .2s}
.related a:hover{transform:translateY(-3px);border-color:var(--line-strong)}
.related .t{font-family:Figtree;font-weight:700;font-size:16.5px;color:var(--heading)}
.related .d{font-size:14.5px;color:var(--ink-soft);line-height:1.5}
.related .g{font-family:Figtree;font-weight:600;font-size:14px;color:var(--accent);margin-top:4px}

/* meter: waar zit het bedrag */
.meter{max-width:760px;margin:0 auto}
.meter .scale{position:relative;height:34px;border-radius:10px;background:linear-gradient(90deg,#0E7A54 0%,#B8A21A 45%,#D9202B 100%);opacity:.9}
.meter .pin{position:absolute;top:-9px;width:4px;height:52px;background:var(--ink);border-radius:3px;transform:translateX(-50%);transition:left 1.2s cubic-bezier(.3,.8,.3,1)}
.meter .pin::after{content:attr(data-l);position:absolute;top:-26px;left:50%;transform:translateX(-50%);white-space:nowrap;font-family:Figtree;font-weight:700;font-size:12.5px;color:var(--ink)}
.meter .marks{display:flex;justify-content:space-between;margin-top:12px;font-size:13.5px;color:var(--ink-muted)}
.meter .legend{margin-top:22px;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
@media (max-width:640px){.meter .legend{grid-template-columns:1fr}}
.meter .legend div{border-left:3px solid var(--line-strong);padding-left:13px}
.meter .legend b{display:block;font-family:Figtree;font-weight:700;font-size:15px;color:var(--heading);margin-bottom:3px}
.meter .legend span{font-size:14.2px;color:var(--ink-soft);line-height:1.5}

/* anatomie van een brief */
.anat{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:34px;align-items:start;max-width:1060px;margin:0 auto}
@media (max-width:860px){.anat{grid-template-columns:1fr}}
.letter{background:var(--surface);border:1px solid var(--line-strong);border-radius:10px;padding:26px 24px;box-shadow:var(--shadow);font-size:13.5px;color:var(--ink-muted);position:relative}
.letter .ln{height:9px;border-radius:5px;background:var(--line);margin-bottom:9px}
.letter .blk{margin-bottom:20px;position:relative;padding-left:30px}
.letter .hot{position:absolute;left:0;top:-2px;width:22px;height:22px;border-radius:50%;background:var(--accent);color:#fff;display:grid;place-items:center;font-family:"IBM Plex Mono";font-size:11.5px}
.letter .cap{font-family:Figtree;font-weight:700;font-size:12.5px;color:var(--heading);margin-bottom:7px}
.anat ol{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:14px;counter-reset:a}
.anat ol li{display:grid;grid-template-columns:26px 1fr;gap:13px;align-items:start}
.anat ol li::before{counter-increment:a;content:counter(a);width:24px;height:24px;border-radius:50%;background:var(--accent-soft);color:var(--accent);display:grid;place-items:center;font-family:"IBM Plex Mono";font-size:12px;margin-top:2px}
.anat ol b{display:block;font-family:Figtree;font-weight:700;font-size:15.5px;color:var(--heading);margin-bottom:3px}
.anat ol span{font-size:14.5px;color:var(--ink-soft);line-height:1.55}
.meter .pin{animation:pinIn 1.3s cubic-bezier(.3,.85,.3,1)}
@keyframes pinIn{from{left:0}}

/* ============ horizontale tijdlijn ============ */
.tlx{position:relative;max-width:1180px;margin:0 auto}
.tlx .rail{position:absolute;top:23px;left:10%;right:10%;height:3px;background:var(--line);border-radius:3px;overflow:hidden}
.tlx .rail i{position:absolute;top:0;left:0;bottom:0;width:0;background:linear-gradient(90deg,var(--heading),var(--accent));transition:width 1.8s cubic-bezier(.25,.8,.3,1)}
.tlx.go .rail i{width:100%}
.tlx .cols{position:relative;display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:16px;align-items:stretch}
.tcol{display:flex;flex-direction:column;align-items:center;gap:14px}
.tcol .mk{width:48px;height:48px;border-radius:50%;background:var(--surface);border:2px solid var(--line-strong);display:grid;place-items:center;font-family:"IBM Plex Mono";font-size:14px;color:var(--ink-muted);z-index:1;transition:border-color .45s,color .45s,transform .45s}
.tlx.go .tcol .mk{border-color:var(--accent);color:var(--accent);transform:scale(1.06)}
.tlx.go .tcol:nth-child(2) .mk{transition-delay:.3s}
.tlx.go .tcol:nth-child(3) .mk{transition-delay:.6s}
.tlx.go .tcol:nth-child(4) .mk{transition-delay:.9s}
.tlx.go .tcol:nth-child(5) .mk{transition-delay:1.2s}
.tcol .card{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:18px 16px 18px;width:100%;flex:1;display:flex;flex-direction:column;gap:8px;text-align:center;transition:border-color .2s,transform .2s}
.tcol .card:hover{border-color:var(--line-strong);transform:translateY(-3px)}
.tcol h3{font-size:16px;font-weight:700;line-height:1.3}
.tcol p{font-size:14px;color:var(--ink-soft);line-height:1.5}
.tcol .cost{margin-top:auto;font-family:"IBM Plex Mono";font-size:12px;color:var(--warn);background:var(--warn-soft);border-radius:6px;padding:5px 9px;align-self:center}
@media (max-width:1040px){.tlx .rail{display:none}.tlx .cols{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}}
@media (max-width:700px){.tlx .cols{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:460px){.tlx .cols{grid-template-columns:1fr}}

/* ============ veelgestelde vragen ============ */
.faqwrap{display:grid;grid-template-columns:minmax(0,1.55fr) minmax(0,1fr);gap:30px;max-width:1140px;margin:0 auto;align-items:start}
@media (max-width:900px){.faqwrap{grid-template-columns:1fr;gap:22px}}
.faqcard{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:4px 26px;box-shadow:var(--shadow)}
.faq{max-width:none;border-top:0}
.faq details:last-child{border-bottom:0}
.faq summary{padding:19px 0}
.helpcard{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:26px 24px;display:flex;flex-direction:column;gap:12px;position:sticky;top:100px}
.helpcard .ic{width:44px;height:44px;border-radius:13px;background:var(--accent-soft);display:grid;place-items:center;margin-bottom:2px}
.helpcard .ic svg{width:21px;height:21px;stroke:var(--accent);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.helpcard h3{font-size:19px;font-weight:700;line-height:1.3}
.helpcard p{font-size:15px;color:var(--ink-soft)}
.helpcard .big-tel{font-family:Figtree;font-weight:800;font-size:24px;color:var(--heading);text-decoration:none;letter-spacing:-.01em}
.helpcard .big-tel:hover{color:var(--accent)}
.helpcard .sub{font-size:13.5px;color:var(--ink-muted)}
.helpcard .btn{margin-top:6px;width:100%}

/* ============ tekst met zijkaart ============ */
.withaside{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(0,1fr);gap:36px;max-width:1120px;margin:0 auto;align-items:start}
@media (max-width:900px){.withaside{grid-template-columns:1fr;gap:24px}}
.withaside .prose{max-width:none;margin:0}
.aside{background:var(--surface);border:1px solid var(--line);border-left:3px solid var(--accent);border-radius:var(--r);padding:24px 22px;position:sticky;top:100px}
.aside h3{font-family:Figtree;font-weight:700;font-size:12.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-muted);margin-bottom:14px}
.aside ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:11px}
.aside li{font-size:15px;color:var(--ink-soft);line-height:1.5;padding-left:20px;position:relative}
.aside li::before{content:"";position:absolute;left:0;top:.62em;width:6px;height:6px;border-radius:2px;background:var(--accent)}

/* ============ scroll-animaties ============ */
[data-rv]{transition:opacity .6s cubic-bezier(.22,.72,.25,1),transform .6s cubic-bezier(.22,.72,.25,1);transition-delay:calc(var(--i,0)*70ms)}
html.reveal [data-rv]{opacity:0;transform:translateY(22px) scale(.985)}
html.reveal [data-rv].in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){html.reveal [data-rv]{opacity:1!important;transform:none!important}}

/* vinkjes die zichzelf tekenen */
.checks .tick svg{width:15px;height:15px;fill:none;stroke:var(--ok);stroke-width:2.8;stroke-linecap:round;stroke-linejoin:round;stroke-dasharray:24;stroke-dashoffset:0;transition:stroke-dashoffset .55s ease .3s}
html.reveal .checks li[data-rv]:not(.in) .tick svg{stroke-dashoffset:24}

/* pijltjes die meebewegen */
.arw2{display:inline-block;animation:nudge 2.6s ease-in-out infinite}
@keyframes nudge{0%,58%,100%{transform:translateX(0)}72%{transform:translateX(5px)}}
.party:hover .arw2,.related a:hover .arw2,.btn:hover .arw2{animation:none;transform:translateX(5px);transition:transform .2s}
@media (prefers-reduced-motion:reduce){.arw2{animation:none}}

/* kaarten die reageren */
.step,.rev,.qa .card,.checks li,.pcard{transition:transform .22s cubic-bezier(.3,.8,.3,1),border-color .22s,box-shadow .22s}
.step:hover,.rev:hover,.qa .card:hover,.checks li:hover{transform:translateY(-4px);border-color:var(--line-strong)}
.pcard:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.lcard .skel i{animation:shimmer 2.4s ease-in-out infinite}
.lcard .skel i:nth-child(2){animation-delay:.25s}
.lcard .skel i:nth-child(3){animation-delay:.5s}
@keyframes shimmer{0%,100%{opacity:.45}50%{opacity:.85}}

/* ============ fotoplekken ============ */
.ph{margin:0;background:var(--ph-bg);border:1.5px dashed var(--ph-line);border-radius:var(--r);display:flex;flex-direction:column;justify-content:flex-end;gap:6px;padding:20px;min-height:260px}
.ph .tag{font-family:"IBM Plex Mono";font-size:11.5px;letter-spacing:.05em;color:var(--accent)}
.ph .desc{font-family:Figtree;font-weight:600;font-size:15px;color:var(--ink-soft);line-height:1.4}
.ph.tall{min-height:420px}
.ph.wide{min-height:300px}
.fig{margin:0;border-radius:var(--r);overflow:hidden;background:var(--paper);border:1px solid var(--line)}
.fig img{display:block;width:100%;height:auto}
.fig figcaption{padding:11px 16px;font-size:13.5px;color:var(--ink-muted);border-top:1px solid var(--line)}
.fig.tall img{aspect-ratio:4/5;object-fit:cover}
.fig.wide img{aspect-ratio:3/2;object-fit:cover}
.fotoband{max-width:1120px;margin:0 auto}
.fgrid{grid-template-columns:minmax(0,1.3fr) repeat(4,minmax(0,1fr))}
@media (max-width:1000px){.fgrid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.fgrid{grid-template-columns:1fr}}

/* ============ wat wij wel en niet zijn ============ */
.disc{background:var(--paper);border-top:1px solid var(--line);padding:52px 0}
.disc .inner{max-width:1120px;margin:0 auto}
.disc .kop{display:flex;align-items:center;gap:14px;margin-bottom:8px;justify-content:center}
.disc .kop svg{width:26px;height:26px;stroke:var(--accent);fill:none;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round;flex:0 0 auto}
.disc h2{font-size:22px;font-weight:700}
.disc .lead{text-align:center;max-width:66ch;margin:0 auto 30px;color:var(--ink-soft);font-size:16px}
.disc .grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
@media (max-width:900px){.disc .grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.disc .grid{grid-template-columns:1fr}}
.disc .item{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:19px 18px}
.disc .item b{display:block;font-family:Figtree;font-weight:700;font-size:15.5px;color:var(--heading);margin-bottom:6px;line-height:1.35}
.disc .item span{font-size:14.5px;color:var(--ink-soft);line-height:1.55}
.disc .item.no b::before{content:"\00d7";color:var(--accent);font-size:17px;margin-right:7px;line-height:1}
.disc .item.yes b::before{content:"\2713";color:var(--ok);font-size:14px;margin-right:8px;line-height:1}

/* ============ wie is wie tabel ============ */
.wiewie{max-width:1180px;margin:0 auto;overflow-x:auto;border:1px solid var(--line);border-radius:var(--r);background:var(--surface)}
.wiewie table{width:100%;border-collapse:separate;border-spacing:0;min-width:940px;font-size:14.5px}
.wiewie th,.wiewie td{padding:13px 15px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}
.wiewie thead th{font-family:Figtree;font-weight:700;font-size:13px;color:var(--heading);background:var(--paper);border-bottom:2px solid var(--line-strong);position:sticky;top:0}
.wiewie tbody tr:last-child td{border-bottom:0}
.wiewie tbody tr:hover td{background:var(--accent-soft)}
.wiewie .nm{font-family:Figtree;font-weight:700;font-size:15px;color:var(--heading)}
.wiewie .nm a{text-decoration:none}
.wiewie .alias{display:block;font-size:13px;color:var(--ink-muted);margin-top:3px;line-height:1.45}
.wiewie .rol{font-size:13.5px;color:var(--ink-soft)}
.pil{display:inline-block;font-family:Figtree;font-weight:700;font-size:10.5px;letter-spacing:.08em;text-transform:uppercase;padding:3px 9px;border-radius:99px;white-space:nowrap}
.pil.a{background:var(--accent-soft);color:var(--accent)}
.pil.b{background:rgba(30,58,143,.10);color:var(--focus)}
.pil.c{background:var(--line);color:var(--ink-muted)}
.pil.klaar{background:var(--ok-soft);color:var(--ok)}
.tabel-uitleg{max-width:66ch;margin:0 auto 26px;text-align:center;color:var(--ink-soft);font-size:15.5px}
.scrolltip{max-width:1180px;margin:10px auto 0;font-size:13px;color:var(--ink-muted);text-align:right}

/* naamketen */
.keten{max-width:1000px;margin:0 auto;display:flex;flex-direction:column;gap:26px}
.ket{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:22px 24px}
.ket h3{font-size:17px;font-weight:700;margin-bottom:16px}
.ket .stroom{display:flex;flex-wrap:wrap;align-items:center;gap:10px}
.ket .knoop{background:var(--paper);border:1px solid var(--line-strong);border-radius:9px;padding:9px 14px;font-family:Figtree;font-weight:600;font-size:14.5px;color:var(--heading)}
.ket .knoop.nu{background:var(--accent);border-color:var(--accent);color:#fff}
.ket .pijl{color:var(--accent);font-size:16px;font-weight:700}
.ket p{margin-top:14px;font-size:14.8px;color:var(--ink-soft);max-width:70ch}
.scrolltip{display:none}
@media (max-width:1000px){.scrolltip{display:block}}

/* ============ vierkante portretjes ============ */
.avatar{display:block;width:74px;height:74px;border-radius:50%;overflow:hidden;border:3px solid var(--surface);box-shadow:0 2px 10px -3px rgba(12,29,85,.35);flex:0 0 auto}
.avatar img{width:100%;height:100%;object-fit:cover;display:block}
.helpcard .avatar{width:64px;height:64px;margin-bottom:4px}
.sigblok{display:flex;align-items:center;gap:15px;margin-top:26px}
.sigblok .avatar{width:62px;height:62px}
.sigblok b{display:block;font-family:Figtree;font-weight:700;font-size:16.5px;color:var(--heading)}
.sigblok small{display:block;font-family:"IBM Plex Sans";font-weight:400;color:var(--ink-muted);font-size:14px;margin-top:2px}

/* ============================================================
   HERO 2: naar het ontwerpdocument van 2 september 2026
   ============================================================ */
.hero2{position:relative;overflow:hidden;background:var(--paper);border-bottom:1px solid var(--line)}
.hero2::before{content:"";position:absolute;inset:0;pointer-events:none;
  background-image:radial-gradient(circle,var(--line-strong) 1px,transparent 1px);background-size:22px 22px;opacity:.5}
.gloed{position:absolute;border-radius:50%;filter:blur(70px);pointer-events:none;opacity:.5;animation:adem 9s ease-in-out infinite}
.gloed.g1{width:420px;height:420px;background:rgba(217,32,43,.16);top:-120px;left:-90px}
.gloed.g2{width:480px;height:480px;background:rgba(12,29,85,.14);bottom:-180px;right:-120px;animation-delay:3s}
@keyframes adem{0%,100%{transform:scale(1);opacity:.42}50%{transform:scale(1.12);opacity:.6}}

.hero2 .wrap{position:relative;display:grid;grid-template-columns:minmax(0,1.02fr) minmax(0,.98fr);gap:60px;
  padding-top:64px;padding-bottom:26px;align-items:center}
@media (max-width:980px){.hero2 .wrap{grid-template-columns:1fr;gap:52px;padding-top:44px}}

/* kicker met puntje */
.kicker{display:inline-flex;align-items:center;gap:10px;font-family:Figtree;font-weight:700;font-size:11.5px;
  letter-spacing:.15em;text-transform:uppercase;color:var(--accent)}
.kicker i{width:9px;height:9px;border-radius:50%;background:var(--accent);position:relative;flex:0 0 auto}
.kicker i::after{content:"";position:absolute;inset:0;border-radius:50%;background:var(--accent);animation:ping 2.4s cubic-bezier(0,0,.2,1) infinite}
@keyframes ping{0%{transform:scale(1);opacity:.7}70%,100%{transform:scale(2.6);opacity:0}}

.hero2 h1{font-family:Figtree;font-weight:800;font-size:clamp(34px,4.9vw,60px);line-height:1.06;
  letter-spacing:-.028em;color:var(--heading);margin:16px 0 0}
.hero2 h1 span{display:block}
.hero2 h1 .rood{color:var(--accent);position:relative;display:inline-block}
.caret{display:inline-block;width:3px;height:.86em;background:var(--accent);margin-left:4px;vertical-align:-.08em;
  animation:knipper 1s steps(1) infinite}
@keyframes knipper{0%,49%{opacity:1}50%,100%{opacity:0}}
.streep{display:block;height:5px;border-radius:3px;background:var(--accent);opacity:.28;margin-top:6px;
  transform:scaleX(0);transform-origin:left;transition:transform .9s cubic-bezier(.22,.7,.25,1)}
.streep.aan{transform:scaleX(1)}

.hero2 .lead{margin-top:22px;font-size:18.5px;color:var(--ink-soft);max-width:42ch}
.hero2 .knoppen{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}
.btn-magneet{will-change:transform;transition:transform .35s cubic-bezier(.2,1.5,.4,1),background .15s}
.betaalregel{margin-top:18px;font-size:14.5px;color:var(--ink-muted);display:flex;flex-wrap:wrap;align-items:center;gap:8px}
.betaalregel .badge{background:var(--surface);border:1px solid var(--line-strong);border-radius:6px;
  padding:4px 10px;font-family:Figtree;font-weight:600;font-size:12.5px;color:var(--ink-soft)}

.stats{display:flex;flex-wrap:wrap;gap:14px 36px;margin-top:34px;padding-top:26px;border-top:1px solid var(--line)}
.stat b{display:block;font-family:Figtree;font-weight:800;font-size:27px;color:var(--heading);letter-spacing:-.02em;line-height:1.1}
.stat span{display:block;font-size:13.5px;color:var(--ink-muted);margin-top:3px}
.stat .sterren{color:#B8860B;letter-spacing:1px;font-size:13px}

/* rechterkolom */
.rechts{position:relative}
.stapkaart{position:relative;z-index:2;background:var(--surface);border:1px solid var(--line);border-radius:16px;
  box-shadow:0 2px 4px rgba(12,29,85,.04),0 24px 50px -26px rgba(12,29,85,.4);overflow:hidden}
.stapkaart .kop{display:flex;align-items:center;gap:12px;padding:18px 22px;border-bottom:1px solid var(--line);background:var(--accent-soft)}
.stapkaart .kop h2{font-size:17px;font-weight:700}
.weeg{width:26px;height:26px;flex:0 0 auto;stroke:var(--heading);fill:none;stroke-width:1.7;stroke-linecap:round;
  transform-origin:50% 22%;animation:wiegen 9s ease-in-out infinite}
@keyframes wiegen{0%{transform:rotate(-9deg)}22%{transform:rotate(8deg)}44%{transform:rotate(-4deg)}
  62%{transform:rotate(2deg)}78%,100%{transform:rotate(0deg)}}

.stappen2{position:relative;list-style:none;margin:0;padding:8px 0}
.stappen2 .spoor{position:absolute;left:35px;top:22px;bottom:22px;width:2px;background:var(--line);border-radius:2px}
.stappen2 .reiziger{position:absolute;left:31px;top:22px;width:10px;height:10px;border-radius:50%;background:var(--accent);
  box-shadow:0 0 0 4px var(--accent-soft);transition:transform .7s cubic-bezier(.4,0,.2,1)}
.stappen2 li{position:relative;display:grid;grid-template-columns:34px 1fr;gap:16px;padding:15px 22px}
.stappen2 .nr{width:30px;height:30px;border-radius:10px;display:grid;place-items:center;background:var(--paper);
  border:1px solid var(--line-strong);color:var(--ink-muted);font-family:"IBM Plex Mono";font-size:13px;
  transition:transform .4s cubic-bezier(.3,1.4,.4,1),background .35s,color .35s,border-color .35s;z-index:1}
.stappen2 li.actief .nr{background:var(--accent);border-color:var(--accent);color:#fff;transform:scale(1.14)}
.stappen2 h3{font-size:16px;font-weight:700;margin-bottom:3px;transition:color .3s}
.stappen2 li.actief h3{color:var(--accent)}
.stappen2 p{font-size:14.5px;color:var(--ink-soft);line-height:1.55}
.stapkaart .voet{padding:15px 22px;border-top:1px solid var(--line);background:var(--paper);font-size:14.2px;color:var(--ink-muted)}
.stapkaart .voet a{font-family:Figtree;font-weight:600;text-decoration:none}
.stapkaart .voet a:hover{text-decoration:underline}

/* zwevende elementen */
.zweef{position:absolute;z-index:3;background:var(--surface);border:1px solid var(--line);border-radius:12px;
  box-shadow:0 14px 30px -18px rgba(12,29,85,.5);padding:12px 15px;font-size:13.5px;animation:dobber 6s ease-in-out infinite}
@keyframes dobber{0%,100%{transform:translateY(0)}50%{transform:translateY(-9px)}}
.zweef.brief{top:-46px;left:-50px;width:198px;animation-delay:.2s}
.zweef.schild{top:-26px;right:-30px;background:var(--heading);border-color:var(--heading);color:#fff;display:flex;
  align-items:center;gap:10px;animation-delay:1.4s}
.zweef.advies{bottom:-86px;left:-64px;width:224px;animation-delay:2.6s}
.zweef.ultimatum{bottom:-86px;right:-58px;width:186px;animation-delay:3.6s}
@media (max-width:1180px){.zweef.brief{left:-14px}.zweef.advies{left:-14px}.zweef.schild{right:-12px}.zweef.ultimatum{right:-12px}}
@media (max-width:820px){.zweef{display:none}.check{margin-top:20px}}
.zweef .lbl{font-family:Figtree;font-weight:600;font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--ink-muted);display:block;margin-bottom:5px}
.zweef .bedrag{font-family:"IBM Plex Mono";font-size:17px;color:var(--accent);display:inline-block;position:relative;
  animation:dreig 9s ease-in-out infinite}
@keyframes dreig{0%,6%{transform:translateX(0);color:var(--accent)}
  8%{transform:translateX(-2px)}10%{transform:translateX(2px)}12%{transform:translateX(-2px)}14%{transform:translateX(0)}
  30%{color:var(--heading)}55%,100%{color:var(--ink-muted)}}
.zweef .bedrag::after{content:"";position:absolute;left:-2px;right:-2px;top:52%;height:2px;background:var(--heading);
  transform:scaleX(0);transform-origin:left;animation:doorhaal 9s ease-in-out infinite}
@keyframes doorhaal{0%,28%{transform:scaleX(0)}42%,100%{transform:scaleX(1)}}
.stempel{position:absolute;right:-14px;bottom:-14px;background:var(--accent);color:#fff;font-family:Figtree;font-weight:800;
  font-size:10.5px;letter-spacing:.1em;padding:5px 10px;border-radius:5px;transform:rotate(-11deg) scale(0);
  animation:stempelen 9s ease-in-out infinite}
@keyframes stempelen{0%,46%{transform:rotate(-11deg) scale(0);opacity:0}
  52%{transform:rotate(-11deg) scale(1.16);opacity:1}58%,100%{transform:rotate(-11deg) scale(1);opacity:1}}
.zweef.schild svg{width:26px;height:26px;stroke:#fff;fill:none;stroke-width:1.7}
.zweef.schild .ring{position:absolute;inset:-5px;border:2px solid var(--heading);border-radius:16px;opacity:0;animation:puls 3.2s ease-out infinite}
@keyframes puls{0%{transform:scale(.96);opacity:.55}100%{transform:scale(1.1);opacity:0}}
.zweef.advies .vink{display:inline-grid;place-items:center;width:19px;height:19px;border-radius:50%;background:var(--ok-soft);
  color:var(--ok);font-size:11px;margin-right:7px;transform:scale(0);animation:inspringen 9s ease-in-out infinite}
@keyframes inspringen{0%,18%{transform:scale(0)}26%{transform:scale(1.25)}32%,100%{transform:scale(1)}}
.zweef.ultimatum .oud{display:inline-block;position:relative;color:var(--ink-muted)}
.zweef.ultimatum .oud::after{content:"";position:absolute;left:0;right:0;top:52%;height:2px;background:var(--accent);
  transform:scaleX(0);transform-origin:left;animation:doorhaal 9s ease-in-out infinite;animation-delay:1s}
.zweef.ultimatum .nieuw{display:block;margin-top:7px;font-family:Figtree;font-weight:700;color:var(--heading);
  opacity:0;animation:opkomen 9s ease-in-out infinite;animation-delay:1s}
@keyframes opkomen{0%,44%{opacity:0;transform:translateY(4px)}56%,100%{opacity:1;transform:none}}

/* bedrag-check */
.check{position:relative;z-index:2;margin-top:92px;background:var(--surface);border:1px solid var(--line);border-radius:14px;
  padding:22px;box-shadow:0 2px 4px rgba(12,29,85,.04),0 18px 40px -26px rgba(12,29,85,.35)}
.check .kicker{font-size:11px}
.check h3{font-size:19px;font-weight:700;margin:9px 0 16px}
.meterboog{position:relative;width:100%;max-width:340px;margin:0 auto}
.meterboog svg{width:100%;height:auto;display:block;overflow:visible}
.wijzer{transform-origin:100px 92px;transition:transform 1s cubic-bezier(.3,1.5,.45,1)}
.wijzer.zwaai{animation:zwaaien 7s ease-in-out infinite}
@keyframes zwaaien{0%,100%{transform:rotate(-52deg)}50%{transform:rotate(52deg)}}
.meterlabels{display:flex;justify-content:space-between;font-size:12px;color:var(--ink-muted);margin-top:6px}
.checkrij{display:flex;gap:10px;margin-top:18px}
.checkrij input{flex:1;min-width:0;font:inherit;font-size:16px;padding:11px 13px;border:1px solid var(--line-strong);
  border-radius:9px;background:var(--ground);color:var(--ink);min-height:46px}
.checkrij input:focus{border-color:var(--focus)}
.checkrij button{min-height:46px;padding:0 20px}
.checkuit{margin-top:16px;padding:14px 16px;border-radius:10px;font-size:14.6px;line-height:1.55;display:none}
.checkuit.toon{display:block;animation:opkomen2 .5s cubic-bezier(.2,.8,.3,1)}
@keyframes opkomen2{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.checkuit b{display:block;font-family:Figtree;font-weight:700;margin-bottom:4px}
.checkuit.z1{background:rgba(30,58,143,.08);color:var(--ink-soft)}
.checkuit.z1 b{color:var(--focus)}
.checkuit.z2{background:var(--warn-soft);color:var(--ink-soft)}
.checkuit.z2 b{color:var(--warn)}
.checkuit.z3{background:var(--accent-soft);color:var(--ink-soft)}
.checkuit.z3 b{color:var(--accent)}
.check .klein{margin-top:14px;font-size:12.5px;color:var(--ink-muted)}

/* lopende band */
.band-loop{position:relative;border-top:1px solid var(--line);background:var(--surface);overflow:hidden;padding:13px 0}
.band-loop .spoorwagen{display:flex;width:max-content;animation:lopen 32s linear infinite}
.band-loop:hover .spoorwagen{animation-play-state:paused}
.band-loop span{display:inline-flex;align-items:center;gap:11px;padding:0 26px;font-family:Figtree;font-weight:600;
  font-size:14.5px;color:var(--ink-soft);white-space:nowrap}
.band-loop span::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--accent);opacity:.6;flex:0 0 auto}
@keyframes lopen{from{transform:translateX(0)}to{transform:translateX(-50%)}}

@media (prefers-reduced-motion:reduce){
  .gloed,.kicker i::after,.weeg,.zweef,.zweef .bedrag,.zweef .bedrag::after,.stempel,.zweef.schild .ring,
  .zweef.advies .vink,.zweef.ultimatum .oud::after,.zweef.ultimatum .nieuw,.wijzer.zwaai,.band-loop .spoorwagen,.caret{
    animation:none!important}
  .zweef.ultimatum .nieuw{opacity:1}
  .zweef.advies .vink{transform:scale(1)}
  .stempel{transform:rotate(-11deg) scale(1);opacity:1}
  .streep{transform:scaleX(1)}
}
.kaarthouder{position:relative;margin:0 24px}
@media (max-width:1180px){.kaarthouder{margin:0 12px}}
@media (max-width:820px){.kaarthouder{margin:0}}

/* bedrag-check als eigen sectie */
.checkgrid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:56px;align-items:center;max-width:1120px;margin:0 auto}
@media (max-width:900px){.checkgrid{grid-template-columns:1fr;gap:32px}}
.checktekst h2{font-size:clamp(26px,3.2vw,34px);font-weight:700;letter-spacing:-.02em;margin-top:12px}
.checktekst .lead{margin-top:14px;color:var(--ink-soft);font-size:17.5px;max-width:48ch}
.checktekst .plain{margin-top:22px}
.checkgrid .check{margin-top:0;max-width:520px;justify-self:center;width:100%}
.hero2 .rechts{padding:44px 0 96px}
@media (max-width:820px){.hero2 .rechts{padding-bottom:0}}
.checktekst .plain{list-style:none;padding:0;display:grid;gap:10px}
.checktekst .plain li{position:relative;padding-left:22px;color:var(--ink-soft);font-size:15.5px;line-height:1.55}
.checktekst .plain li::before{content:"";position:absolute;left:0;top:9px;width:10px;height:10px;border-radius:50%;background:var(--accent)}
.checktekst .plain li:nth-child(1)::before{background:#1E3A8F}
.checktekst .plain li:nth-child(2)::before{background:#B8860B}
.checktekst .plain li:nth-child(3)::before{background:#D9202B}
.checktekst .klein{margin-top:22px;font-size:13.5px;color:var(--ink-muted)}
.checktekst .klein a{color:var(--heading);font-weight:600}
.checkgrid .check{box-shadow:0 2px 4px rgba(12,29,85,.05),0 28px 56px -30px rgba(12,29,85,.4)}

/* ---------- kennisbank: gereedschappen, zoeken, kaarten ---------- */
.tools{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;max-width:1120px;margin:0 auto}
@media (max-width:900px){.tools{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:480px){.tools{grid-template-columns:1fr}}
.tools a{display:flex;flex-direction:column;gap:8px;padding:22px;background:var(--surface);border:1px solid var(--line);border-radius:var(--r);text-decoration:none;transition:transform .2s,border-color .2s,box-shadow .2s}
.tools a:hover{transform:translateY(-3px);border-color:var(--line-strong);box-shadow:var(--shadow)}
.tools .ic{display:inline-grid;place-items:center;width:44px;height:44px;border-radius:12px;background:var(--accent-soft);color:var(--accent);margin-bottom:4px}
.tools .ic svg{width:24px;height:24px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.tools .t{font-family:Figtree;font-weight:700;font-size:17px;color:var(--heading)}
.tools .d{font-size:14.5px;color:var(--ink-soft);line-height:1.5}
.zoekbalk{display:flex;align-items:center;gap:14px;max-width:760px;margin:0 auto 18px}
.zoekbalk input{flex:1;min-width:0;height:52px;padding:0 18px;border:1.5px solid var(--line-strong);border-radius:12px;background:var(--surface);color:var(--ink);font:inherit;font-size:16px;transition:border-color .18s,box-shadow .18s}
.zoekbalk input:focus{outline:none;border-color:var(--heading);box-shadow:0 0 0 4px var(--accent-soft)}
.zoekbalk .teller{font-family:"IBM Plex Mono";font-size:13px;color:var(--ink-muted);white-space:nowrap}
.chips{display:flex;flex-wrap:wrap;justify-content:center;gap:8px;margin:0 auto 28px;max-width:960px}
.chip{font-family:Figtree;font-weight:600;font-size:13.5px;padding:8px 14px;border-radius:99px;border:1px solid var(--line);background:var(--surface);color:var(--ink-soft);cursor:pointer;transition:all .18s}
.chip:hover{border-color:var(--line-strong);color:var(--heading)}
.chip.is-on{background:var(--heading);border-color:var(--heading);color:#fff}
.kbgrid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;max-width:1120px;margin:0 auto}
@media (max-width:860px){.kbgrid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.kbgrid{grid-template-columns:1fr}}
.kbcard{display:flex;flex-direction:column;gap:6px;padding:20px;background:var(--surface);border:1px solid var(--line);border-radius:var(--r);text-decoration:none;transition:transform .2s,border-color .2s}
.kbcard:hover{transform:translateY(-3px);border-color:var(--line-strong)}
.kbcard .cat{font-family:Figtree;font-weight:700;font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--accent)}
.kbcard .t{font-family:Figtree;font-weight:700;font-size:16.5px;color:var(--heading)}
.kbcard .d{font-size:14.5px;color:var(--ink-soft);line-height:1.5;flex:1}
.kbcard .meta{font-family:"IBM Plex Mono";font-size:11.5px;color:var(--ink-muted);margin-top:6px}
.leeg{text-align:center;color:var(--ink-soft);padding:24px 0}

/* ---------- begrippenlijst ---------- */
.glos{max-width:860px;margin:0 auto}
.glos .letters{display:flex;flex-wrap:wrap;justify-content:center;gap:4px;margin:0 0 30px}
.glos .letters a{font-family:"IBM Plex Mono";font-size:13px;font-weight:500;width:32px;height:32px;display:grid;place-items:center;border-radius:8px;color:var(--ink-soft);text-decoration:none;border:1px solid transparent}
.glos .letters a:hover{background:var(--accent-soft);color:var(--heading);border-color:var(--line)}
.glosgroep{display:grid;grid-template-columns:56px minmax(0,1fr);gap:14px;padding:22px 0;border-top:1px solid var(--line)}
.glosgroep .letter{font-family:Figtree;font-weight:800;font-size:30px;color:var(--accent);line-height:1;position:sticky;top:96px;align-self:start}
.glosgroep dl{margin:0}
.begrip{padding:12px 14px;margin:0 -14px 6px;border-radius:10px;scroll-margin-top:110px;transition:background .3s}
.begrip:target,.begrip.is-doel{background:var(--accent-soft)}
.begrip dt{font-family:Figtree;font-weight:700;font-size:17px;color:var(--heading);display:flex;align-items:center;gap:8px}
.begrip dt .anker{font-family:"IBM Plex Mono";font-weight:400;font-size:13px;color:var(--ink-muted);text-decoration:none;opacity:0;transition:opacity .15s}
.begrip:hover dt .anker,.begrip dt .anker:focus{opacity:1}
.begrip dd{margin:6px 0 0;color:var(--ink-soft);font-size:15.5px;line-height:1.6}
.begrip .meer{font-family:Figtree;font-weight:600;font-size:14px;color:var(--accent);text-decoration:none;white-space:nowrap}
.begrip .meer:hover{text-decoration:underline}
@media (max-width:600px){.glosgroep{grid-template-columns:1fr;gap:6px}.glosgroep .letter{position:static;font-size:22px}}

/* livegang: interne labels onzichtbaar; zet class toon-todo op <html> om ze te zien */
.todo{display:none}
html.toon-todo .todo{display:inline-block}
.formuit.ok{color:var(--ok);font-weight:600;font-size:15px;margin-top:6px}
[hidden]{display:none!important}